June 27, 2019

What is uninsured motorist coverage?

Uninsured motorist coverage protects you if you are involved in an accident with an at-fault driver who does not carry liability insurance. 

What is underinsured motorist coverage?

Underinsured motorist coverage, on the other hand...

1. Stimulate tissue healing (through improved circulation and decreased swelling)


2. Reduce muscle spasms and associated pain and stiffness


3. Improve scar tissue (by softening stiff tissues to allow blood supply and nutrients back to the affected area) massage therapy...

June 7, 2019

The Made Whole Doctrine Colorado Revised Statute 10-1-135 means that the injured party must be “made whole” prior to their health insurance company.  The Made Whole Doctrine prevents the health insurance company from recovering prior to the injured party.  The law stat...

Subrogation is the term describing a legal right held by the majority of health insurance carriers to legally pursue a third party that caused an insurance loss to the insured.  Health insurance companies do this in order to recover the amount of the claim paid by the...

Unless you sign a waiver rejecting medical payments coverage in the State of Colorado, the state minimum of coverage is $5,000.  Most insured Colorado drivers will carry $5,000 in med pay without even knowing they have it.  While you may think $5,000 is a lot of money,...

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